I have been very busy lately volunteering with the Macomb Conservation District's tree and flowering bulb sale as well as with Habitat for Humanity. October is one of those month's that just zips along. It's almost Halloween. Pretty soon it will be Christmas.
Christmas is filled with gift-giving and people want to splurge on their loved ones during the holiday. Money is tight and it seems everyone is looking for ways to save more than ever. Consider riding the bus. Yes, the bus!
In southeast Michigan, we have a wonderful transportation system known as the Suburban Mobility Authority for Regional Transportation (SMART). For $66 you can get a $2.00 pass that's valid for 31 days. That means you save wear and tear on your vehicle, use less gasoline, save on parking lot fees and let someone else deal with the crazy drivers. You can organize your day on the way to work and get to your desk feeling refreshed and ready for the day.
Think about it - fewer oil changes ($20- $30 savings), less fuel purchased (for a compact car that gets 29 MPG in the city, that's $60 a month in the pocket), less tire wear, better insurance rates, no parking lot or parking meter fees. Over the course of a year, you could save $1000 or more.
Some employers are even helping employee's pay for the cost of commuting when they use a SMART bus. That equals even more dinero in your pocket. And with the holiday season approaching, who couldn't use more pocket money.
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